Travel Medical Insurance - International Emergency Care Benefits

Author: Ken Vandiver

When you travel outside of your home country you will also have these International emergency care benefits, if you have a good Travel Medical Insurance policy; emergency medical evacuation, emergency reunion, return of mortal remains, returning minor children and political evacuation. If anything should occur while in another country which would require the use of any of these benefits having them could save you thousands of dollars. Let me explain in more detail what these Travel Medical Insurance benefits are.

The first is the Emergency Medical Evacuation benefit. This is extremely important to you, the traveler, if you are involved in an extreme accident or serious illness and are not near adequate medical facilities. If so you will be evacuated to the nearest qualified medical facility; expenses for reasonable travel and accommodations resulting from the evacuation will be covered; and the cost of returning to either your home country or the country where the evacuation occurred, up to $500,000. This $500,000 is independent of the policy maximum. Without this travel medical insurance benefit you would be responsible for the possible tens of thousands of dollars such a medical evacuation could cost.

The second of these benefits is the Emergency Reunion benefit. If you do require a Emergency Medical Evacuation you are covered up to $50,000 for a maximum of 15 days for the reasonable travel and lodging expenses of a relative or friend: either the cost of accompanying the insured during the evacuation or traveling from the home country to be reunited with the insured.

The Return of Mortal Remains is used If a covered illness/injury results in death, expenses for Repatriation of bodily remains or ashes to the home country will be covered up to a maximum of $50,000.

The Returning of Minor Children benefit covers the expenses if you are hospitalized due to a covered illness/injury and is traveling alone with child(ren) 19 or under that otherwise would be left unattended, a good travel medical insurance policy will pay up to $50,000 for one way economy fare to their home country, including a chaperone, if necessary, for the safety of the child(ren).

The Political Evacuation benefit covers you if the United States Department of State, Bureau of Consular Affairs issues a travel advisory that becomes effective on or after the Insured Person's date of arrival in the Host Country, the Company will pay up to $10,000 for transportation to the nearest place of safety or for repatriation to the Insured Person's home country or country of residence provided that: you contact the insurance company within 10 days of the U.S. Department of State, Bureau of Consular affairs issues the travel advisory. Political Evacuation and Repatriation is approved and coordinated by the insurance company. To be eligible for the Evacuation, Reunion and Return benefits, these must be recommended by the attending physician in critical medical situations, and approved in advance and coordinated by the insurance company.

If any of these tragic events occur during your travels and you have a good travel medical insurance policy you can see that you will be very well covered and protected by having a good travel medical insurance policy. You can find out how to get your travel insurance on-line at or contact the agent there using their contact form.

Thank you for your time and I hope that you read more of my articles in the future.


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