Travel Insurance - To Buy Cheap Or to Buy Best? That Is the Question

By W K Vandiver

That question is not really very hard to answer. Very probably every time you need to buy something you ask yourself; "should I buy the cheapest or should I buy the best?" I know I do, maybe it's something common to those of us who don't have more money than we know what to do with.

The question of cheap or best is easy to answer if you qualify "best" with "for you needs". So the question becomes should you purchase the Best Travel Insurance for your trip or vacation or should you buy the Cheapest Travel Insurance for your trip or vacation? Let me tell you right now I am a firm believer in purchasing the Best Travel Insurance for your particular needs for the trip or vacation you are about to take. Why? Because it's not expensive and your health, life and peace of mind are well worth the little it costs. And if you buy the cheapest the only real benefit you get is that you save a very small amount of money, especially when compared to what your trip or vacation costs.

 To help you understand what I'm talking about let's use an example not related to travel insurance. Suppose you buy a new car and pay cash for it. Since you pay cash the insurance requirements are different, you probably don't have to buy full coverage insurance. So you buy the minimum (cheapest) required. You are in an accident and your new car is destroyed, guess what you now own a big pile of metal and plastic. Why because you saved some money by purchasing the cheapest insurance you could get. Was that a smart decision, I don't think so. This actually happened to a friend of mine.

Now what if that would have been a vacation or trip and you purchased the cheapest insurance not the best travel insurance for your vacation/trip? If something happens while you are travelling and you saved a little money on your insurance and the illness/injury or whatever wasn't covered, how would you feel? I imagine you wouldn't feel very good about saving a few dollars. So what do you think the answer to the question is?

You should always get the Best Travel Insurance for your particular vacation or trip.

Thank you for your time and I hope you read more of my articles in the future..

W K Vandiver is the owner of a number of Travel Insurance and Global Medical Insurance websites. For further information about the Best Travel Insurance for you, please visit our website.

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