Global Travel Coverage, Why in the World Do You Need it?

Author: Ken Vandiver

In this article we'll talk about what Trip Cancellation Insurance will do for you and why your really should have Global Travel Coverage on your trips.

Well let's say you're a Globe Trotter, you travel a number of times a year to countries all over the world. It doesn't matter if you're traveling on business or if you travel because you love to visit far away, exotic lands. You have to, for you own well being, keep in mind that the world away from your home can be not only fun and exciting it also holds dangers that you probably are not used too.

For example let's take a simple vacation to Mexico. You make it to the airport, check-in your baggage, board the flight and fly away to Cancun for a beautiful, relaxing beach side vacation. There's lots of people on the plane, not an empty seat on the flight, Cancun must be a popular, exciting place. Then when you arrive at the airport and go to get your luggage you can't find it. You wait and wait but it just doesn't show up. Finally you inquire at the airline's desk and find out that since the plane was so full that they didn't have room for all of the luggage and unfortunately yours was one of the pieces of luggage that they had to leave behind to be put on a later flight. Unfortunately you didn't bring any clothes in your carry-on just your cameras and a few miscellaneous things but no clothes, razor, deodorant, nothing. The airline representative says your things should be on the flight mid-day tomorrow, they are so sorry!

Now what, well if you had a good Trip Insurance plan like IMG's Patriot Trip Insurance you would be able to get reimbursed $100 for the Baggage Delay. Not a bad deal considering that you are going to have to either buy a new shirt, pants, socks, underwear, deodorant and disposable razor. Better to be reimbursed than having to pay for it yourself.

Could that really happen, Yes, it happened to me, and boy was I upset. It happened a few years ago and guess what, I didn't have Trip Insurance! How stupid is that?

Another scenario could be this. You are going to Cancun for 10 days on an all Inclusive Package that cost you $2,000. You are driving to the airport to catch the flight to Cancun, you have plenty of time to get there your flight is not for another 4 hours. Suddenly someone on the freeway cuts you off and you swerve to avoid being hit. Problem is that when you swerve you are hit by a car attempting to pass you. You and your traveling companion aren't injured badly but you will have to go to the hospital. Guess what you're not going to catch your flight and you may even have to cancel your vacation, at least for the foreseeable future. What do you do? Well if you had thePatriot Trip Insurance plan you would be get a refund of the price of your pre-paid vacation package.

Of course whether or not you should purchase Trip Cancellation Insurance is up to you and your financial situation as well as the cost of your upcoming trip. Personally, I would rather have as much protection for my trip investment as is feasible, the more expensive the trip the more reasons you should purchase a good Trip Cancellation Insurance policy like IMG's Patriot Trip Insurance.

You can find out how to get your travel insurance on-line at or contact the agent there using their contact form.

Global Travel Coverage is important and you really can't go wrong need it? In a word yes, because it can save you money and maybe even your life.

Thank you for your time and I hope you read more of my articles in the future.


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About the Author

Specializes in Travel Medical Insurance, Trip Insurance, Global Health Insurance and all of the derivations(Mission, Marine, Student, etc.).

For your Travel Insurance needs visit us at Global Travel Coverage or Affordable Travel Coverage

For you Global Medical Insurance needs visit us at: Global Med Insurance