Emergency Evacuation Insurance

By W K Vandiver

Last time in our discussion about travel insurance, we talked about Trip/Cancellation Insurance this time we will discuss Emergency Evacuation Insurance.

You may be asking yourself, do I really need Emergency Evacuation Insurance; only you can really answer this question. Remember though that travel emergencies do occur and Emergency Evacuation Insurance will be essential to get you home if the worst does happen while you're away. Oftentimes, the cost of an evacuation can be up to $100,000 sometimes much more.

Why does an evacuation cost so much?

Well, imagine that you have had some catastrophic accident or illness and your condition is so delicate that you must remain immobilized.

You will probably need an ambulance or possibly a helicopter to move you to the nearest medical facility. Once you are at that facility it may not be the place you need to be for the treatment or surgery necessary to save your life so you will very probably have to be moved to another, better medical facility that can stabilize your condition. This move would probably need to be accomplished via a private jet (air ambulance), because today many airlines won't allow you to be moved via their commercial flights because of the liability and risk they are exposed to.

Even if you can use a commercial flight you will have to purchase multiple seats so that you can remain in an horizontal position and you will have to purchase seats for the medical professionals who will have to accompany you. Plus you will have to pay for the medical professionals.

As you can see, the costs will add up very quickly and none of it is inexpensive.

Emergency Evacuation Insurance, can very well save your life and we know it can save you from having to use all or a substantial amount of your savings (IRAs, CDs, etc.).

What about the cost of Emergency Insurance?

Not expensive at all, you can get this insurance for approx. 50 a day. This will usually provide at least $100,000 for Emergency Evacuation as well as other benefits (emergency reunion, return of mortal remains, return of minor children, ad&d, etc.). These additional benefits will vary from policy to policy and company to company.

So, to sum it all up, if you want to assure that you are covered for an Emergency Evacuation make sure you have the right kind of insurance.

Next we'll take a look at another type of Travel Insurance called Travel Medical Insurance.

W K Vandiver is the owner of a number of Travel Insurance and Global Medical Insurance websites.
For further information about Travel Insurance please visit our website.

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