Patriot Trip Travel Insurance

Schedule of Benefits

All amounts listed are in U.S. dollars. Click the titles to see further information.


Summary of Benefits
Trip Cancellation/Interruption The amount of your trip you elected to protect, up to US$20,000 per person

Your emergency illness, injury or death, or that of a family member, a business partner, a travel companion, or a travel companion's family member

Financial default of a travel supplier

A terrorist incident

Organized labor strike, natural disaster or bad weather resulting in the cessation of the travel supplier's services

Hijacking

Medical quarantine

Jury duty

Your home or that of a travel companion made uninhabitable by fire, windstorm, vandalism, or flood

Your auto accident or that of your travel companion on the way to the scheduled departure point

Cancelled leave if you or your companion is on active duty for the military, police or fire department

Employer termination or layoff

Travel Delay Up to US$500 per person

Travel supplier delay

Lost or stolen passport, travel documents, or money

Medical quarantine

Natural disaster

Your injury or illness or that of your travel companion

Missed cruise departures because of flight delay due to bad weather

Baggage and Personal Possessions Up to US$1,000 per person

Damage to, loss of, or theft of your checked or stored baggage by a common carrier or while stored with your hotel

Baggage Delay Up to US$100 per person
Emergency Medical/Dental Expenses Up to US$10,000 per person
Emergency Medical Evacuation/Repatriation Up to US$20,000 per person

Reasonable expenses for evacuation to the nearest adequate medical facility, provided you are traveling more than 120 miles from your primary place of residence

Reasonable expenses when you are confined in a medical facility more than 120 miles from your primary residence, and your treating physician and we determine it is medically necessary to transfer you to a medical facility nearer to your primary residence

Emergency Reunion or Return of Mortal Remains Up to US$3,000 per person

Return of dependant child or grandchildren

Transportation and lodging for a family member to be at your bedside

Return of a rental vehicle

Return of mortal remains

Common Carrier Accidental Death and Dismemberment Up to US$100,000 per person

* This Web page contains only a consolidated and summary description of all current benefits, conditions, limitations and exclusions. A certificate containing the complete Certificate Wording with all terms, conditions and exclusions will be included in the fulfillment kit. IMG reserves the right to issue the most current Certificate Wording for this insurance plan in the event this Web page, application, and/or brochure has expired, is modified, or is replaced with a newer version. Current Certificate Wordings are available upon request.