Atlas Corporate Travel Medical Insurance

Schedule of Benefits

All amounts listed are in U.S. dollars. Click the titles to see further information.


PLAN INFORMATION
Deductible $0, $100, $250, $500, $1,000 or $2,500 per Certificate Period
Certificate Period Maximum $50,000, $100,000, $200,000, $500,000 or $1,000,000
Coinsurance -- Claims incurred in US or Canada More information
Underwriters will pay 80% of the next $5,000 of Eligible Expenses after Deductible, then 100% to Certificate Period Maximum.
Coinsurance -- Claims incurred outside US or Canada More information
Underwriters will pay 100% of Eligible Expenses after Deductible, to Certificate Period Maximum.
Hospital Room and Board Average semi-private room rate, including nursing services
Pre-certification Penalty 50% of Eligible Expenses
Acute Onset of Pre-existing Condition: More information
$15,000 Lifetime Maximum for Eligible Medical Expenses $25,000 Lifetime Maximum for Emergency Medical Evacuation (Available to all US citizens; available to non-US citizens only if elected by employer)
Hospital Indemnity $100 per day (not subject to Deductible or Coinsurance)
Emergency Medical Evacuation More Information
$500,000 Maximum Lifetime Limit (not subject to Deductible or Coinsurance)
Emergency Reunion More Information
$15,000 limit per Certificate Period (not subject to Deductible or Coinsurance)
Repatriation of Remains Overall Maximum Limit (not subject to Deductible or Coinsurance)
Trip Interruption $5,000 limit per Certificate Period (not subject to Deductible or Coinsurance)
Terrorism More Information
$50,000 Maximum Lifetime Limit, Eligible Medical Expenses only

* This Web page contains only a consolidated and summary description of all current benefits, conditions, limitations and exclusions. A certificate containing the complete Certificate Wording with all terms, conditions and exclusions will be included in the fulfillment kit. IMG reserves the right to issue the most current Certificate Wording for this insurance plan in the event this Web page, application, and/or brochure has expired, is modified, or is replaced with a newer version. Current Certificate Wordings are available upon request.